Motorcycle Insurance FAQs
We can help you with that. We shop our various partner providers to help find you the most-comprehensive coverage possible at the lowest possible rates. What are your insurance needs? Talk to us about it and we’ll help you find maximum coverages at minimum prices.
Many of the same discounts available for auto-insurance coverage apply to motorcycle coverage. For example, your motorcycle’s make, model, and age have an impact on rates. Before you buy a new or used cycle, call us first. We’ll give you comparison quotes between for the various makes, models, and model years you’re considering.
Riders can also lower their rates by bundling other policies with the same insurance provider.
Maintaining a safe riding and driving record is another effective way to lower premiums. Most providers will reward riders with lower premiums for going a certain number of years without having an accident. Being accident free in your regular vehicle can also impact your motorcycle rates.
You can also slightly lower your premium by paying the entire coverage period at once, as opposed to paying it monthly.
You can also raise your deductible amount. The more you choose to pay out of pocket for a future claim, the less you will pay in premium.
Getting older—especially in the absence of serious accident or citation—will also automatically reduce your rates over time.
Beyond these most common ways to lower motorcycle insurance rates, a number of providers also offer various company-specific discounts. To find out what unique discounts your provider might offer, give them a call.
Yes. Most companies offer optional Roadside Assistance in case your bike breaks down on the road. Generally speaking, this coverage adds relatively little expense to the overall premium. We can help you find reasonably-priced Roadside Assistance coverage through one of our various partner companies. Ask us about it.