Protect What You've Built: Customized Home Insurance in Georgia
We Protect Your Georgia Dream
- Your family home is one of the largest investments you will make in your lifetime. From your initial down-payment to upkeep and upgrades you will spend on over the lifetime of the home, a home is a costly but worthwhile investment. A home is a place to call your own and can build generational wealth if maintained properly, but what happens if calamity strikes? No one wants to think about the potential of a disaster impacting their home, but when the place you’ve invested time and money is impacted by a flood, fire, vandalism, or other damage you’ll be glad to have invested in something many homeowners overlook—home insurance.
- At Star Insurance, we believe everyone needs comprehensive home insurance to protect you, your family, and your home. Knowing that your investment will be protected through unexpected calamity or misfortune adds incomparable peace-of-mind. Regardless your Georgia home’s age, size, value or type, Star Insurance can customize a homeowners insurance policy to fit every budget.
Since 1930, we strive to work for YOU!
Typical home insurance coverage can include:
- The physical structure of your home
- Other structures on the property
- Personal property
- Personal liability
- Living expenses in the event of a covered loss
Understanding Georgia Home Insurance
Whether you are in the process of purchasing a property and need to obtain home insurance prior to getting a mortgage or are currently shopping for new insurance on your existing property, we have options for you. Here are some of the factors that can impact the premiums on your policy:
Factors that help determine your homeowners’ insurance premium:
Home Features and Characteristics
Your home's age, type of structure, wiring, roof, garage, etc., can affect your homeowners’ insurance premium. Older homes can often cost more to insure, and those costs can differ depending on whether your home is brick, frame, stone or has synthetic siding.
Location
Where your home is located can change your homeowners insurance premium. For instance, your home insurance rate can be affected if your home is in close proximity to a fire station; is exposed to extreme weather, such as hurricanes, tornadoes or earthquakes; or is in a neighborhood more prone to theft.
Protective Devices
Burglar alarm systems, smoke detectors, fire extinguishers, sprinkler systems and deadbolt locks can lower your homeowner’s insurance premium.
Personal Factors
What you do can affect your homeowners insurance premium, too. A good credit history can lower what you pay for home insurance.
Claims History
If you have a history of claims on a homeowners insurance policy, you may pay a higher premium.
Why do I need home insurance?
- Am I required to have homeowners insurance?
- What if my home is paid off?
- Does home insurance protect more than my house?
These are all important questions that should be asked when looking for your new policy. In some cases you may be required to have home insurance. Regardless, having home insurance keeps your home safe in case of a disaster. However, your policy can actually cover much more than this such as if someone is injured at your home or if your personal belongings are damaged or stolen. We can help you find a policy that is tailored to your needs.
Get Discounted Home Insurance With Multiple Star Insurance Policies
- Star Insurance is proud to be a local provider for all of your insurance needs. We offer competitive policies for vehicle, home, and health insurance. When you group your policies with us we can create a discounted plan for you that helps you save on all of your insurance plans, so that you get the coverage you need in all areas. Talk to one of our agents today to get a no-obligation quote on all of your insurance policies.
Contact Star Insurance For A No-Obligation Quote On Home Insurance
Do you have questions about homeowners insurance? At Star Insurance, we have the answers you need to make informed coverage decisions! If you’re ready to see how much you could save on Georgia home insurance, call us at (229)242-7300.With the help of our dedicated insurance specialists, we will conveniently offer insurance solutions to fit your needs and budget.
